What the Federal Budget means for property buyers and sellers When Federal Treasurer Josh Frydenberg delivered the 2021–22 budget last Tuesday, we were keeping our eyes and ears out for announcements that might have an impact on
We are very proud to announce that we have been shortlisted for one of The Adviser’s Better Business Awards! The Better Business Awards 2021 recognises the leading players in Australia’s mortgage and finance broking industry. We are a
Stamp Duty explained After the deposit, stamp duty is typically the biggest up-front cost for people buying property. Also known as land transfer duty, stamp duty is an amount of money levied by the state government. The
Already at historical lows, The Reserve Bank of Australia chose Melbourne Cup Day to make the jaw-dropping, but not unexpected, decision to reduce the cash rate even further in a bid to stimulate the economy following
What a difference a global pandemic makes! It was only a couple of years ago when the federal government was tightening the screws on borrowers. In fact, for much of the past decade, regulatory changes have made
Good news in recent changes From 19 October, there is some easing to restrictions that should bring a bit more life into the residential property scene. The changes announced on 18 October 2020 offer a bit of
A major barrier for first home buyers entering the housing market has always been the extra cost of lenders’ mortgage insurance. The First Home Loan Deposit Scheme was introduced to remove that cost for 20,000 applicants but
Hard lockdowns, PPE, Iso, Coronavirus … 2020 has been a year where we’ve all unhappily learnt new words and phrases. Another new phrase we’re hearing more and more – while not exactly accurate – is a
As everyone who has ever wanted to purchase property knows, saving that first deposit is the biggest hurdle to jump. With property prices rising at an average of 6.8% over the past 25 years (CoreLogic), deposits have
In many parts of Australia, auctions are the most common way to buy and sell a property. Unless you get lucky and are the only bidder, auctions can be very stressful: the stakes are high, the
If you purchase a house or apartment by yourself, arranging the title is pretty simple: unless you’re a company, the property title will typically be registered in your name alone. Too easy. If you’re purchasing with another person –
Looking for a new house can be tiring and demoralising. Week after week spent scouring the big real estate websites and apps is hardly a recipe for joy. And bumping into the same people at ‘open
