About Mortgage Broker Melbourne

Competitive Rates. Expert Guidance. Hassle-Free.

A mortgage decision carries weight well past settlement day. Mortgage Broker Melbourne pulls from lenders well beyond the major banks, turning confusing terms and mismatched loan products into something that actually fits your situation.

For residential lending, the NCCP Act’s Best Interests Duty means that as mortgage brokers, we’re bound by law to put your position ahead of any lender’s — a standard banks don’t answer to. We hold ourselves to that same standard across commercial and business lending, too. We run your file from application through to settlement, checking back in every year, at no cost to you.

Melbourne’s property market already asks enough of you. The loan shouldn’t be one more thing to manage.

Our Brokers

Simon

Melbourne

Mortgage Broker

Anne

Melbourne

Mortgage Broker

Kristen

Melbourne

Mortgage Broker

Edward

Melbourne

Mortgage Broker

Ben

Melbourne

Mortgage Broker

Marc Barlow

Melbourne

Principal, Mortgage Broker Melbourne

Why Melbourne Borrowers Choose Us

27+ Years in Melbourne’s Property Market

Melbourne’s lending rules and grant eligibility change often enough that recent experience matters as much as total years in the game. Since 1999, we’ve kept pace with every shift, from stamp duty changes to lending caps, across the CBD and growth areas like Wyndham and Casey.

Recognised for Melbourne Lending Expertise

Our Melbourne team is regularly featured across leading national industry titles, including MPA, The Adviser, and Australian Broker. This ongoing coverage reflects our track record and standing within Melbourne’s mortgage broking community.

End-to-End Project Management

We project-manage your loan from application to settlement, backed by MFAA accreditation, ACL credit representative status and professional indemnity insurance on every piece of guidance. We also compare Melbourne’s full lender panel to negotiate rate, fees and terms on your behalf.

Zero broker cost for Melbourne Clients

Melbourne clients never receive an invoice for our guidance. Instead, the lender pays us a fully disclosed commission fee upfront that remains fixed no matter which one you choose. Government charges and standard lender fees may still apply outside of this.

What our clients say

With Simon as my mortgage broker, I knew everything would be taken care of from start to finish. He was always just a phone call away whenever I needed him (day or night - even weekends!) and made me feel like a VVIP client throughout the whole process. He knows there’s no one else I’ll be calling when I’m ready to purchase my next property.

Steph

Absolutely recommend everyone to go to Mortgage Broker Melbourne! I had very limited time to get a mortgage and buy a house and Anne and Eddy helped me so much. I cannot thank them enough! They are very informative, supportive and deeply care for people. They made my dream come true during a very short and difficult moments. Thank you Anne and Eddy!

Ngan Pham

Edward Burke and Rachel Dare were fantastic, from start to finish they were efficient, available for any questions that I had and their professionalism and communication enabled me to get a great result. I couldn't recommend them highly enough.

Nat

Everything was kept simple and easy, with the team presenting us with a few options that we could pick from, with the relative benefits layed out clearly. The borrowing amount estimate was accurate, and was what the bank ultimately offered. And the team filled out all the difficult forms after a simple questionnaire.

Rory Speirs

I had no previous experience with mortgages or home loans when I was looking to buy my first home, but Kristen at Mortgage Broker Melbourne made the process easy and straightforward. They were friendly and flexible, they provided me with a range of good option for home loans, and they helped me secure the property I wanted in a very prompt timeframe. If I ever have to refinance or take out a new home loan, it will definitely be with MBM.

Jacob Z

Our Services

Upgrading Your Home

Melbourne’s auction culture often locks in settlement dates weeks ahead, leaving little room to align a sale and purchase. We’ll assess whether refinancing your current loan or arranging bridging finance gets you settled on time. Our team handles the complex timing behind the scenes, ensuring a smooth transition between properties.

First Home & New Build Loans

Many Melbourne first home buyers look to growth corridors like Wyndham, Casey and Whittlesea, where house and land packages stretch further than an established home closer in. We’ll structure your loan around each build stage and help you access every eligible grant and stamp duty concession.

Commercial & Business Loans

Melbourne’s industrial growth sits mostly in the western and northern corridors, where lenders weigh tenant strength as heavily as the asset itself. We’ll structure finance for premises, equipment or expansion that matches how your lender assesses the deal and long-term commercial goals.

Refinancing & Renovations

Your circumstances can change, as can loan products and rates, so your loan needs regular review. Property values in Melbourne’s outer suburbs often climb fast enough to build equity early. We’ll compare and negotiate refinancing options to keep your loan competitive.

Investment Property Loans

If you’re borrowing to invest, the numbers need to stack up, and your loan needs the right structure. Victoria taxes investment property differently, affecting the holding costs lenders factor into your borrowing capacity. We’ll provide impartial guidance to support your goals.

Contact Our Melbourne Broker Team

Ready to see what Mortgage Broker Melbourne can do for your loan? We’ll handle the paperwork, keep comparing your rate against the market after settlement, and never charge you a cent for it.