Home Loan Calculators for Melbourne Buyers

Get a quick read on how much a lender might extend you, based on your income, debts and deposit. Handy for knowing which Melbourne suburbs are realistically in play before you fall for a listing.

Already own? See how your current loan stacks up against today's rates and what a switch could save you. Melbourne's fast-moving outer suburbs often build equity sooner than owners expect..

Punch in a loan amount, rate and term to see what the repayments actually come to, weekly, fortnightly or monthly. Useful for pressure-testing a figure before auction day.

Work out your Victorian stamp duty upfront, and check whether a first home buyer concession might apply. It's usually the biggest upfront cost, so it pays to know it early.

Combine what a bank will lend, your deposit and upfront costs to see your true buying budget across Melbourne. A clearer guide than borrowing power alone.