Don’t go out on Friday night, eat more cabbage, cancel Netflix, live with your mum. Blah. How about some helpful advice? Every bank and major lender will offer ‘helpful’ advice on saving for a deposit for your first
If you’re buying as new property before selling your old one, or you need money to fund a new build, bridging finance might be needed. Here Mortgage Broker Melbourne explains what bridging loans are, and the pros
Buying a house is usually the most expensive purchase in a person’s life. But in a competitive market, it’s also important to move fast: you don’t want to miss out on that perfect property because you
For decades now we’ve heard of people moving out of big cities for the less frenetic pace of regional cities and towns. A ‘sea change’ or ‘tree change’ is seen as a way to slow down
We’ve said it before: we are not in the business of predicting decisions by the Reserve Bank of Australia (RBA) on interest rates. Doing so is a fools’ game, best left to economists and bankers. All the
Choosing whether to buy or sell a home first is an important decision. Like most tough decisions, there’s no easy answer. The best decision will be influenced by a number of factors, including housing market conditions,
Interest rates. Wow. Just 6 months ago predictions were that they’d remain on hold in Australia until they started to drop. Maybe in 2024. Maybe early 2025. But things have happened in the United States
In Victoria, body corporates – also known as owners corporations – are essential to the management of multi-unit residences. A body corporate is essentially a committee of owners who are in charge of overseeing financial management,
The housing crisis is biting deep across Australia. Property prices continue to increase, and rentals are less affordable (and harder to find) than ever before. This impacts homebuyers and renters directly. But it’s also biting hard at
Grants and Schemes for Victorian First Homebuyers First Home Owner Grant The First Home Owner Grant (FHOG) is designed to help first-time property buyers cover some of the costs of purchasing a property. It’s a one-off, tax-free grant
Mortgage Broker Melbourne is pleased to offer anyone – whether you’re an existing client or not – a free, no obligation health check on your home loan mortgage. Too many people have loans that don’t suit their
In the past, we’ve described the pros and cons of getting a mortgage that has an offset facility. It’s a fairly simple idea that has saved some borrowers tens of thousands of dollars and several years
